Thoughts from an active pensioner who is now somewhat past his Biblical "Use-by date"

"Why just be difficult, when with a little more effort you can be bloody impossible?"



Saturday 29 May 2010

Premium Bonds or National Lottery?

I have had a number of Premium Bonds for some years, and when interest rates were higher, I got a small prize with reasonable regularity which gave me the equivalent of an acceptable rate of interest (particularly before I retired) and there was always the chance of winning a million!
However, with declining interest rates, and National Savings pretending that they are even lower that they are, I have not won a prize for some while, and of course my capital is depreciating with the current high inflation.
So currently there  seems some advantage of withdrawing my money and investing it in Index-Linked Savings Certificates. These currently pay 1% plus the rate of inflation, which would at least maintain the value of my capital.

Then the thought struck me; Suppose I "invest" the equivalent of the 1% interest each week in the National Lottery? Would I be better of than with Premium Bonds? Certainly I would be maintaining my capital, and in with a chance of a prize.

So let's invest a theoretical £10,000 in premium bonds. According to Money Savings Expert, with average luck this is likely to win me £100 in a year with a 1 in 338,824 chance of winning the £1,000,000 prize.

Now, the 1% on my £10,000 investment in Certificates would bring in a certain £100 per annum, the same as the most likely probability with Premium Bonds.

So what about the lottery? Well Lotto tickets cost £1 each, and so I could buy two a week with my interest money, but the calculations are somewhat more difficult, and I have to admit to not being interested in probability theory all those years ago when I took my "A Levels"!

However, according to the official statistics, the odds of winning the UK National Lottery jackpot prize are a staggering 1 in 13,983,816! The chances of winning any prize at all is around 1 in 54. 
So it seems that if one spends £100 each year, the above figures can be divided by 100 to give the probabilities of winning in the course of the year. Thus the chance of winning the jackpot comes down to 1 in 139,838, which is actually better than that of winning the top premium bond prize. Of course, there is no guarantee as to the size of the lottery prize, and it might have to be shared with other winners.
However, for the lowest prize, with £2 each week, statistically it seems one should win a couple of times a year, albeit a mere £10 minimum prize.


So all in all, Premium Bonds now seem to be a "no-brainer". Is there anyone out there whose maths is better than mine who can confirm my calculations?

35 comments:

  1. I'm afraid you lost me.

    Are you advocating the Lottery or Premium Bonds as the better investment?

    ReplyDelete
    Replies
    1. A big thanks to Dr Osun , For helping me win lotto at first i didn’t believe Him. My Name is Joyce, i was among the poor but now i am a million dollars ($1,000,000) rich with the help of Dr Osun who gave me the lucky winning numbers to win lotto, i am so grateful to you, if you are out there and finding it difficult to win lottery just email Dr Osun and he will help you Faithfullovespell@yahoo.com or call him on +2347035519489.His web site http://faithfullovespell.wix.com/dr-osun

      Delete
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    3. I NEED A GENUINE SPELL CASTER TO HELP ME WIN A LOTTERY: CONTACT DOCTOR OCUSODO NOW DROCUSODOSPELLCASTER@GAMIL.COM HE IS THE BEST OF ALL

      My name is Leann Crane i!!! i am very grateful sharing this great testimonies with you, The best thing that has ever happened in my life is how i win the lottery. I am a woman who believe that one day i will win the lottery.finally my dreams came through when i email Dr OCUSODO. and tell him i need the lottery numbers. i have come a long way spending money on ticket just to make sure i win. But i never know that winning was so easy until the day i meant the spell caster online which so many people has talked about that he is very great in casting lottery spell, so i decide to give it a try.I contacted this man and he did a spell and he gave me the winning lottery numbers. But believe me when the draws were out i was among winners. i won ( FIVE MILLIONS DOLLARS) Dr. OCUSODO i truly you are the best, with these man you can will millions of money through lottery. i am so very happy to meet these man, i will forever be grateful to you. Email him for your own winning lottery numbers (drocusodospellcaster@gmail.com) or (drocusodospellcaster@yahoo.com)

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    4. A live testimony on how i won £ 1,000,000 with the help of a voodoo spell caster...For more details vist him on his website https://utimatespellcaster.com/lottery.html

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    5. My name is Eric Robert i am very grateful sharing this great testimonies with you, The best thing that has ever happened in my life is how i won the lottery. I am a man who believe that one day i will win the lottery.finally my dreams came through when i email Dr Sambo. and told him i need the lottery numbers. i have come a long way spending money on ticket just to make sure i win. But i never knew that winning was so easy until the day i meant the spell caster online which so many people has talked about that he is very great in casting lottery spell, so i decided to give him a try.I contacted this man and he did a spell and he gave me the winning lottery numbers. But believe me when the draws were out i was among winners. i won 107,932,603.20 million Dollar. Dr. Sambo truly you are the best, with these man you can win millions of money through lottery. i am so very happy to meet these man, i will forever be grateful to you. Email him for your own winning lottery numbers .hies mail: divinespellhome@gmail.com or Divinespellhome@yahoo.com and you can also call him +2348145810121 THANKS..

      Delete
    6. I NEED A GENUINE SPELL CASTER TO HELP ME WIN A LOTTERY: CONTACT DOCTOR OCUSODO NOW DROCUSODOSPELLCASTER@GAMIL.COM HE IS THE BEST OF ALL

      My name is Leann Crane !!! i am very grateful sharing this great testimonies with you, The best thing that has ever happened in my life is how i win the lottery. I am a woman who believe that one day i will win the lottery.finally my dreams came through when i email Dr OCUSODO. and tell him i need the lottery numbers. i have come a long way spending money on ticket just to make sure i win. But i never know that winning was so easy until the day i meant the spell caster online which so many people has talked about that he is very great in casting lottery spell, so i decide to give it a try.I contacted this man and he did a spell and he gave me the winning lottery numbers. But believe me when the draws were out i was among winners. i won ( FIVE MILLIONS DOLLARS) Dr. OCUSODO i truly you are the best, with these man you can will millions of money through lottery. i am so very happy to meet these man, i will forever be grateful to you. Email him for your own winning lottery numbers (drocusodospellcaster@gmail.com) or (drocusodospellcaster@yahoo.com)

      WhatsApp or call him now: +2349067457724

      Delete
    7. With a grateful hearth , I want to give my sincere appreciation to Dr Sambo He is the best , he's so wonderful and helping. Few weeks ago , I contacted him for a lotto lucky number, without delay , he gave me the real lucky winning numbers I played and won $100,000,000. Contact him for lucky winning numbers and your story will change for good . Thank you Dr Sambo I will forever be grateful for your kind gesture. Contact him today through his email he can help you.
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      With a grateful hearth , I want to give my sincere appreciation to Dr Sambo He is the best , he's so wonderful and helping. Few weeks ago , I contacted him for a lotto lucky number, without delay , he gave me the real lucky winning numbers I played and won $100,000,000. Contact him for lucky winning numbers and your story will change for good . Thank you Dr Sambo I will forever be grateful for your kind gesture. Contact him today through his email he can help you.
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      Delete
  2. Your system and odds appear to point to two separate stakes. Always wise to diversify?

    ReplyDelete
  3. To me, £10,000 in Premium bonds will statistically bring in about £100 per year, but my £10,000 remains £10,000.
    If I put this in Index linked certificates, the £10,000 will go up in line with inflation and I will get £100 interest each year (at the end of 3 years).
    If I put the £100 on the lottery per annum, I am reasonably certain to get a small prize, maybe £20 or so, but I'm in for the big 'un. And with the present inflation my £10,000 will be £????
    Premium bonds are a gamble, so is the lottery. I think my later approach is better at this time if my mathematics is correct.

    ReplyDelete
  4. Hi there. Just to point out your sums are a little shaky. Your odds of winning the national lottery should not be divided by 100 to get the odds of each draw over the year. Each draw your odds are the same, and they are huge- I just looked it up- it's 14 million to one however many times you play.
    The odds of winning on premium bonds changes with how many you have, but you quoted £100 giving you a one in 330000 of getting the million jackpot. And you're not actually spending the stake. Hugely better odds, and you keep your cash.
    To me, the bonds are still a better way to 'gamble' for fun, as you're not actually spending your stake. If you win nothing on the lottery, you're £100 down for the year.
    I think you're better off with Bonds.

    ReplyDelete
  5. My maths is also week..I think by your post and comment i got also a clue about my calculations.

    ReplyDelete
  6. Hello all my viewers My name is Sanjeeta from USA!I want to use this very opportunity and happiness to shall this great testimonies,The best thing that has ever happened in my life is how I win the euro million lottery.I am a woman who believe that one day I we win the euro million lottery.finally my dream came through with the help of Dr clement.and tell him I need the lottery win numbers I have spend so much money on ticket just to make sure I win.But I never know that winning of the euro million lottery which is not easy until the day I meant the spell caster online which so many people has talked about that he is very great euro million lottery helper spell caster,so I decide to give it a try.I contacted him and he did a spell and he gave me the winning lottery numbers.But believe me when the draws were out I was among winners.I win $1million usd dollar with the win number which Dr clement give me,truly DR clement you are the best thank you for helping me now i a can take care of my family,with the great Dr clement help.you can win euro million money through the help of Dr clement I am so very happy to meet the great Dr clement,I will be forever be grateful to you dr clement in case you need your own winning lottery numbers you can contact him drakugbespellhome1@gmail.com or call him for your own help to win your own via +254704881207.post by Sanjeeta From Wisconsin city (USA)thanks for your reading.just in case you have marrige proble he can also help

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    ReplyDelete
  8. David Carol Martin5 July 2016 at 08:38

    Hello every one out here
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    ReplyDelete
  9. AN Amazing testimony, i am MICHEAL from Canada, on a faithful day as i was walking down my street, hopeless, i meet my old friend william he was so happy to see me and he pick me up to a fast food joint in the city of Canada, he was my old time friend and class mate, but now he look different, looking good riding a big car and wearing all sort of customize shoes i was jealous but since he is my very good friend i have to ask him some few question on how come about his wealth and he say to me as a good friend and old friend of him, he told me the secret of his wealth behold i was so surprise that a voodoo spell caster can cast a lottery spell and will send you the lucky numbers to win millions of dollars, as a hopeless man i have to try all alternative to make sure i get good money and take care of my family, so believe me i contacted this Africa voodoo spell caster name Dr suka, i contacted him quickly through his mail address at(drsukaspellhome@gmail.com) and he cast the spell and send me the hot numbers to win the lottery big, to cut the long story short i am a billionaire today, Dr. suka is truly a gifted voodoo spell caster and you can contact him today for a lottery spell lotto any kind of spell he will help you as well. because this is the only way to win the lottery and the best way as well. all thanks goes to great doc, i promise to testifier of your goodness all through my life for making me rich and famous if out there you are pool or your business is not working well contact him today at drsukaspellhome@gmail.com. or +2347036842735

    ReplyDelete
  10. AN Amazing testimony, i am MICHEAL from Canada, on a faithful day as i was walking down my street, hopeless, i meet my old friend william he was so happy to see me and he pick me up to a fast food joint in the city of Canada, he was my old time friend and class mate, but now he look different, looking good riding a big car and wearing all sort of customize shoes i was jealous but since he is my very good friend i have to ask him some few question on how come about his wealth and he say to me as a good friend and old friend of him, he told me the secret of his wealth behold i was so surprise that a voodoo spell caster can cast a lottery spell and will send you the lucky numbers to win millions of dollars, as a hopeless man i have to try all alternative to make sure i get good money and take care of my family, so believe me i contacted this Africa voodoo spell caster name Dr suka, i contacted him quickly through his mail address at(drsukaspellhome@gmail.com) and he cast the spell and send me the hot numbers to win the lottery big, to cut the long story short i am a billionaire today, Dr. suka is truly a gifted voodoo spell caster and you can contact him today for a lottery spell lotto any kind of spell he will help you as well. because this is the only way to win the lottery and the best way as well. all thanks goes to great doc, i promise to testifier of your goodness all through my life for making me rich and famous if out there you are pool or your business is not working well contact him today at drsukaspellhome@gmail.com. or +2347036842735

    ReplyDelete
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  12. My life almost got ruined when my husband divorce me, i came across Dr.Zack Balo internet when i was searching for help of winning lottery, a spell caster who truly helped me to achieve my dreams today by giving the lucky numbers that made me win $758.7 million Powerball Lottery. i will tell it to everyone who wants to give a try. well you can also seek his lottery help to achieve your dream. contact him through this email address (wiseindividualspell@gmail.com) goodluck!

    ReplyDelete


  13. All lottery winners has a secrets they will never share to the public 90% will keep the secret of their success to the grave, but in this life of no mans own you have to help others in other for you to gain more help in the future, its been seven years now i have been playing the lottery the highest win i won was $700, night and day something inner always tell me that there is a perfect way to win the lottery so i continue my search which lead me to Dr.Oluwa the great voodoo doc who cast a lottery spell for me and i won (40,million dollars) i doubted him at first, but success was the final result you can ask well write him on his Email{ Oluwajesutemple@gmail.com} for more details vist him on his website {https://oluwajesutemple1.wixsite.com/dr-oluwajesu}

    ReplyDelete
  14. How to win lottery,Lottery spell that work fast,Spell for lottery,Spell for lottery numbers,Lottery lucky spell. Check on Dr Trust Websit now https://utimatespellcaster.com/lottery.html

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    ReplyDelete
  15. Contact: drocusodospellcaster@gmail.com for Urgent lottery winner Fast, VERY POWERFUL:100% GUARANTEED RESULTS
    I want to use this opportunity to thank Dr.OCUSODO for helping me to win the lottery.I have been playing lottery for the past 8 years now and the only big money I have ever won was 800$ ever since then I have not been able to win again and I was so upset and I need help to win the lottery so I decided to go to a friend of mine call Robert,and he introduce me to Dr. OCUSODO, there I saw so many good talk about this man called Dr. OCUSODO of how he have cast spell for people to win the lottery.I contact him also and I tell him I want to win a lottery, he cast a spell for me which I use and I play and won 80million GBP. I am so grateful to this man just in case you also need him to help you win, you can contact him through his email: drocusodospellcaster@gmail.com is my part of promise I made, that if I win I tell the world how I win my game. drocusodospellcaster@yahoo.com or also call him or whats-app +2349067457724.

    ReplyDelete
  16. I NEED A GENUINE SPELL CASTER TO HELP ME WIN A LOTTERY: CONTACT DOCTOR OCUSODO NOW DROCUSODOSPELLCASTER@GAMIL.COM HE IS THE BEST OF ALL

    My name is Leann Crane i!!! i am very grateful sharing this great testimonies with you, The best thing that has ever happened in my life is how i win the lottery. I am a woman who believe that one day i will win the lottery.finally my dreams came through when i email Dr OCUSODO. and tell him i need the lottery numbers. i have come a long way spending money on ticket just to make sure i win. But i never know that winning was so easy until the day i meant the spell caster online which so many people has talked about that he is very great in casting lottery spell, so i decide to give it a try.I contacted this man and he did a spell and he gave me the winning lottery numbers. But believe me when the draws were out i was among winners. i won ( FIVE MILLIONS DOLLARS) Dr. OCUSODO i truly you are the best, with these man you can will millions of money through lottery. i am so very happy to meet these man, i will forever be grateful to you. Email him for your own winning lottery numbers (drocusodospellcaster@gmail.com) or (drocusodospellcaster@yahoo.com)

    WhatsApp or call him now: +2349067457724

    ReplyDelete
  17. Contact: drocusodospellcaster@gmail.com for Urgent lottery winner Fast, VERY POWERFUL:100% GUARANTEED RESULTS I want to use this opportunity to thank Dr.OCUSODO for helping me to win the lottery.I have been playing lottery for the past 8 years now and the only big money I have ever won was 800$ ever since then I have not been able to win again and I was so upset and I need help to win the lottery so I decided to go to a friend of mine call Robert,and he introduce me to Dr. OCUSODO, there I saw so many good talk about this man called Dr. OCUSODO of how he have cast spell for people to win the lottery.I contact him also and I tell him I want to win a lottery, he cast a spell for me which I use and I play and won 80million GBP. I am so grateful to this man just in case you also need him to help you win, you can contact him through his email: drocusodospellcaster@gmail.com is my part of promise I made, that if I win I tell the world how I win my game. drocusodospellcaster@yahoo.com or also call him or whats-app 2349067457724.

    ReplyDelete

  18. Wow!!!! This is my testimony on how i won £20,100,472 on Mega millions lottery, The best thing that has ever happened in my life is how i win the lottery. I am a man who believe that one day i will win the lottery.finally my dreams came through when i email Dr PAPA and tell him i need the lottery numbers. i have come a long way spending money on ticket just to make sure i win. But i never know that winning was so easy until the day i meant these spell caster online which so many people has talked about that he is very great in casting lottery spell with winning numbers, I contacted this man and he did the spell and he gave me the winning lottery numbers.(Email greatpapax@gmail.com) But believe me when the draws were out i was among winners. i won (Twenty million,one hundred thousand,four hundred and seventy two pounds) This man is a very strong voodoo doc who gives out the numbers that can never fail Contact GREAT PAPA Email greatpapax@gmail.com Or +2348106431263

    ReplyDelete
  19. My name is Eric Robert i am very grateful sharing this great testimonies with you, The best thing that has ever happened in my life is how i won the lottery. I am a man who believe that one day i will win the lottery.finally my dreams came through when i email Dr Sambo. and told him i need the lottery numbers. i have come a long way spending money on ticket just to make sure i win. But i never knew that winning was so easy until the day i meant the spell caster online which so many people has talked about that he is very great in casting lottery spell, so i decided to give him a try.I contacted this man and he did a spell and he gave me the winning lottery numbers. But believe me when the draws were out i was among winners. i won 107,932,603.20 million Dollar. Dr. Sambo truly you are the best, with these man you can win millions of money through lottery. i am so very happy to meet these man, i will forever be grateful to you. Email him for your own winning lottery numbers .hies mail: divinespellhome@gmail.com or Divinespellhome@yahoo.com and you can also call him +2348145810121 THANKS..

    ReplyDelete
  20. My name is Eric Robert i am very grateful sharing this great testimonies with you, The best thing that has ever happened in my life is how i won the lottery. I am a man who believe that one day i will win the lottery.finally my dreams came through when i email Dr Sambo. and told him i need the lottery numbers. i have come a long way spending money on ticket just to make sure i win. But i never knew that winning was so easy until the day i meant the spell caster online which so many people has talked about that he is very great in casting lottery spell, so i decided to give him a try.I contacted this man and he did a spell and he gave me the winning lottery numbers. But believe me when the draws were out i was among winners. i won 107,932,603.20 million Dollar. Dr. Sambo truly you are the best, with these man you can win millions of money through lottery. i am so very happy to meet these man, i will forever be grateful to you. Email him for your own winning lottery numbers .hies mail: divinespellhome@gmail.com or Divinespellhome@yahoo.com and you can also call him +2348145810121 THANKS..

    ReplyDelete
  21. Hello every one..
    I'm from UK, It was hard for me to believe when i saw a comment on the internet regarding how (Dr Iyaryi) help people winning lottery by sending them the winning numbers. This winning numbers are 100% guarantee that you must win the lottery. I give it a try and i won £57.8 millions pounds Lotto jackpot. My comment looks funny but it the truth, The email is driayaryi2012@hotmail.com and i promise you that it will not be funny when you win and share a testimony with others. This is a secret to win lottery so i advice you do the same for you also to win a lotto jackpot, you can contact him for help through his email, driayaryi2012@hotmail.com And also Reach him on WhatsApp Number: +2349057915709 Thanks Dr. IyaryI

    ReplyDelete

  22. Wow!!!! This is my testimony on how i won £20,100,472 pounds on Max Lotto UK, The best thing that has ever happened in my life is how i win the lottery. I am a man who believe that one day i will win the lottery.finally my dreams came through when i email Dr PAPA and tell him i need the lottery numbers. i have come a long way spending money on ticket just to make sure i win. But i never know that winning was so easy until the day i meant these spell caster online which so many people has talked about that he is very great in casting lottery spell with winning numbers, I contacted this man and he did the spell and he gave me the winning lottery numbers.(Email greatpapax@gmail.com) But believe me when the draws were out i was among winners. i won (Twenty million,one hundred thousand,four hundred and seventy two pounds) This man is a very strong voodoo doc who gives out the numbers that can never fail Contact GREAT PAPA Email greatpapax@gmail.com Or +2348106431263

    ReplyDelete
  23. With a grateful hearth , I want to give my sincere appreciation to Dr Sambo He is the best , he's so wonderful and helping. Few weeks ago , I contacted him for a lotto lucky number, without delay , he gave me the real lucky winning numbers I played and won $100,000,000. Contact him for lucky winning numbers and your story will change for good . Thank you Dr Sambo I will forever be grateful for your kind gesture. Contact him today through his email he can help you.
    divinespellhome@gmail.com
    WhatsApp him now +1(267)527-9481




    With a grateful hearth , I want to give my sincere appreciation to Dr Sambo He is the best , he's so wonderful and helping. Few weeks ago , I contacted him for a lotto lucky number, without delay , he gave me the real lucky winning numbers I played and won $100,000,000. Contact him for lucky winning numbers and your story will change for good . Thank you Dr Sambo I will forever be grateful for your kind gesture. Contact him today through his email he can help you.
    divinespellhome@gmail.com
    WhatsApp him now +1(267)527-9481

    ReplyDelete
  24. Hello!!! I am HARRY GRACE , few weeks ago I saw a post on how Dr BAODI is helping people win lottery, I have been playing for years now and I had financial issues, I contacted Dr BOADI for lottery lucky winning numbers and behold he helped me in winning TWO MILLION DOLLARS, I have never seen a good thing like this all my life, to everyone out there, it’s not everybody that is naturally lucky, if you have problems winning lottery, the solution is Dr BOADI He is real and guaranteed you can reach him through his whatssap +2348144964531 OR email:(drgodstimeboadi@gmail .com),

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  25. i am so glad to write this article today to tell the world how Chief Dr
    Lucky cured my HPV virus that have been in my body since five years ago,
    ever since then my life has been in complete,i have used so many drugs that
    was prescribed to me by several doctors,but it didn't cure my HPV VIRUS
    neither did it reduce the pain, i was checking for solution on the internet
    then miraculously came across Chief Dr Lucky the powerful herbalist that
    cure HPV INFECTION,then i contacted his email, i explained everything to
    him and he prepared a herbal cure and send it to me that was how i got
    cured from HPV disease totally after receiving his herbal medicine, so my
    friends viewers why waiting and be suffering with this HPV virus when there
    is someone like Chief Dr Lucky that can cure any disease HIV/ CANCER/
    HEPATITIS C VIRUS,HERPES VIRUS,ALS VIRUS.
    you can contact his via email:
    chiefdrlucky@gmail.com
    Whats App or call
    +2348132777335

    ReplyDelete
  26. Hello all my viewers,my name navian This is my testimony on how i won $310.5 Million Powerball Jackpot lottery.I want to use this opportunity to thank dr clement for casting winning spell for me to win the lottery of $310.5 million lottery ticket.I have been playing lotteries for the past 4 years now and i have never be able to won any lottery. Ever since then i have not been able to won any lottery and i was so upset and i needed help to won this mega million lottery.so i decided to go online and search for help,there i saw so many good testimony about this man called dr clement of how he has cast lucky won number spell lottery for people to win the lottery. I contacted him also and tell him i want to win the powerball jackport,he cast a spell for me which i use to play and win $310.5 million dollars in powerball jackport. I am so grateful to this man,just in-case you also need him to help you win,you can contact him through his email:dralmightyspellhome@gmail.com and he will surely help you just the way he has helped me.i will forever be grateful to him and always testify the good work of him to the hole world. contact him via email:dralmightyspellhome@gmail.com or call his phone/whatsapp +2347051758952 and he will surely help you to win any kind of lottery?

    HE CAN ALSO CURE ALL AND KIND OF DISEASE
    1. GETTING YOUR EX LOVER BACK.
    2. HERPES SIMPLEX VIRUS
    3. CHILD BEARING.
    4. BREAKING OF GENERATION COURSE.
    5. GETTING OF JOB.
    6. JOB PROMOTION.
    7. SPIRITUAL PROTECTION.
    8. HERBAL CARE.
    9. PENIS ENLARGMENT
    10. LOST LOVE SPELL
    11. DIVORCE SPELL
    12. MARRIAGE SPELL
    13. BINDING SPELL
    14. BREAKUP SPELL
    15. YOU WANT TO BE PROMOTED IN YOUR OFFICE
    16. FERTILITY SPELL/ PREGNANCY SPELL
    17. CURE TO ALL KIND OF DISEASES.

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  27. my partner and I have been trying for a baby for over two years now, We were going to a fertility clinic for about 5 months before somebody at baby center told us to contact this spell caster who is so powerful, We contacted him at this email; babaka.wolf@gmail.com or Facebook at priest.babaka , for him to help us, then we told him our problem, he told us that we will conceive once we follow his instructions ,but after two years of trying we were at a point where we were willing to try anything. And I'm glad we came to Priest Babaka, Because his pregnancy spell cast and herbal remedy help us, and I honestly believe him, and his gods really helped us as well, I am thankful for all he has done. contact him via email: babaka.wolf@gmail.com or Facebook at priest.babaka if you are trying to have a baby or want your lover back. he has powers to do it, he has done mine














































    my partner and I have been trying for a baby for over two years now, We were going to a fertility clinic for about 5 months before somebody at baby center told us to contact this spell caster who is so powerful, We contacted him at this email; babaka.wolf@gmail.com or Facebook at priest.babaka , for him to help us, then we told him our problem, he told us that we will conceive once we follow his instructions ,but after two years of trying we were at a point where we were willing to try anything. And I'm glad we came to Priest Babaka, Because his pregnancy spell cast and herbal remedy help us, and I honestly believe him, and his gods really helped us as well, I am thankful for all he has done. contact him via email: babaka.wolf@gmail.com or Facebook at priest.babaka if you are trying to have a baby or want your lover back. he has powers to do it, he has done mine

    ReplyDelete
  28. TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE FINANCE COMPANY LAST WEEK. Email for immediate response: drbenjaminfinance@gmail.com

    I am Mrs,Leores J Miguel by name, I live in United State Of America, who have been a scam victim to so many fake lenders online between November last year till July this year but i thank my creator so much that he has finally smiled on me by directing me to this new lender who put a smile on my face this year 2020 and he did not scam me and also by not deceiving or lying to me and my friends but however this lending firm is BENJAMIN LOAN INVESTMENTS FINANCE (drbenjaminfinance@gmail.com) gave me 2% loan which amount is $900,000.00 united states dollars after my agreement to their company terms and conditions and one significant thing i love about this loan company is that they are fast and unique. {Dr.Benjamin Scarlet Owen} can also help you with a legit loan offer. He Has also helped some other colleagues of mine. If you need a genuine loan without cost/stress he his the right loan lender to wipe away your financial problems and crisis today. BENJAMIN LOAN INVESTMENTS FINANCE holds all of the information about how to obtain money quickly and painlessly via Call/Text: +1(415)630-7138 Email: drbenjaminfinance@gmail.com

    When it comes to financial crisis and loan then BENJAMIN LOAN INVESTMENTS FINANCE is the place to go please just tell him I Mrs. Leores Miguel direct you Good Luck....

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